Stop The Bleed Triage helps an agent guide a user through a financial crisis when money is in free-fall and there is not enough to cover all bills. It establishes a strict priority order for scarce funds, separating high-consequence essentials like housing, utilities, and transportation from unsecured debt. The skill details what to protect at all costs, which creditors to call for hardship programs, assistance programs to tap immediately, and a calm action plan for the next 24 hours. Use this tool when a user is panicking about unpaid bills, facing an emergency, or unsure which payments to make first.