Benefits Cliff Check guides an agent through evaluating whether an income increase, raise, or new job will cost more in lost assistance than it adds in net pay. It maps income-tested programs, distinguishes gradual tapers from hard cliffs, provides a directional net read, and highlights softening moves like pre-tax contributions. Reach for it when a user needs to weigh the trade-offs of accepting a raise or extra hours without running into nasty benefit surprises.